Sure Credit is a credit education and monitoring service that helps you understand and manage your credit. The content and tools provided by Sure Credit are for information and educational purposes only and do not constitute financial, legal, or credit advice. You should consult a qualified professional before making financial decisions. Your membership includes access to full 3-bureau credit reports and scores, dark web scans, real-time alerts, personalized action plans, and financial tools. Membership starts with a 14-day free trial. After the trial, a monthly fee of $39.95 applies. Cancel anytime.

We also offer a separate, free Loan Request feature available to all users. This service allows you to submit a request and be matched with independent, third-party lenders. You may receive one or more loan offers based on your credit profile. Participation is optional and does not affect your subscription.

Sure Credit is not a lender, does not provide loans, make credit decisions, or act as an agent, representative, or broker of any lender. We do not endorse or charge users for access to any loan product or offer. Our subscription service for credit education and monitoring is separate and billed at $39.95/month after a free trial.

Important Disclosures

APR Disclosure

APR ranges vary by lender and loan type: Cash advance loans: 200% - 1386%, Installment loans: 6.63% - 485%, Personal loans: 4.99% - 450%. Your lender will provide the exact APR and terms before you commit. Some lenders may not be subject to state APR limits.

Compensation Disclosure

This website is part of a for-profit referral network. We may receive compensation from lenders or partners, which may influence the loan offers shown. Not all lenders or offers are included.

Credit Implications

Submitting a loan request does not impact your credit. However, matched lenders may run credit checks with one or more bureaus (Experian, Equifax, TransUnion), which could affect your credit score.

Tribal Lender Notice

Some lenders may be tribal entities, which operate under tribal or federal law, not state law. These loans may carry higher rates, and disputes may be resolved in tribal jurisdictions.

Exclusions

The Loan Request feature is not available to residents of Arkansas, New York, New Hampshire, Vermont, or West Virginia. Loan availability and terms vary by lender and state law and may change without notice.